Author: Motorcycle Helmet

Motorcycle helmet lock

On the last month off 2008 i was riding along a long stretch of road in the back country of the high lands, so i decided to take a pit stopand leave my helmet on my bike not thinking about some one taking it when i return to my bike my to my suprise it was gone this is why i decided to buy a motorcycle helmet lock with this new motorcycle helmet lock my helmet will remain safe so if you had your helmet stolen go get one.

MY helmet was never to be seen again but i know it will never happen to me again because of the helmet lock that i just got but the sad part is this is happening all over the world and we need to let the world no that we will unite and stop this from happening.

One of the good things that came out of this was that i was able to save one of my friend from having his stolen as well

two week after some young kid try to take his helmet off his bike but the day before i bought hin a motorcycle helmet lock, it really works.

What would have happen if i did not buy theat lock he would have his helmet stolen just like mine but well will unit and stop this from happening itf you dont have a helmet lock get one for you and your friends.

and tell you story here in a short comment.

Half helmet

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Motorcycle Helmet Lock

Guidelines for Motorycycle Loans & Bad Credit Motorcycle Financing

Do you have the dream of riding down the highway on your brand new motorcycle but are unable to secure the motorcycle finance to achieve it? Getting a new motorcycle is a dream that many share but motorcycle loans are often a difficult obstacle to overcome for those that do not have disposable income.

Make your dreams come true with Bad Credit Motorcycle Financing. They are much harder to get than a car loan. This is particularly true if you happen to be in a position where your credit is poor and traditional financing is unavailable to you. Rest assured there are finally options out there utilizing guaranteed motorcycle loans. You can finally secure the financing that you need to make the dream a reality if you are capable of doing just a little bit of research. All it takes is just a little bit of your time and you will be well on your way.

So you want to get yourself that motorcycle you have had your eye on for a while but do not happen to have the cash laying around to buy one up front, or the credit history to get motorcycle finance using conventional means. When it comes to motorcycle loans, having bad credit is something rough to deal with because while Buy Here Pay Here (BHPH) car lots are fairly common, it is much more difficult to find motorcycles, much less the exact one that you want at these types of car dealerships and even more difficult to get the financing through their in house financing without first already having a huge down payment.

Besides from the Buy Here Pay Here (BHPH) car dealerships you do not really have that many options available to you. The biggest problem is that most of these dealerships simply don't have any motorcycles and most motorcycle shops usually are not interested in doing in-house financing. However, rest assured there are indeed some other options for getting guaranteed motorcycle loans even with bad credit. The first thing that you are going to want to do is to know exactly what your credit score situation looks like before you decide to pursue financing.

When it comes to motorcycle financing, your credit score very well may not be the deciding factor for a loan approval. Things will likely depend a lot more on how recent your bad credit is. If you happen to be in a position where you have recent bad credit it is going to negatively impact your credit score more so than something that happened years ago. By recent, we are talking about anything outstanding that occurred within the past year. So the first thing you are going to want to do is check out your credit report and see if there is anything that you can clear up. Usually, if you have the cash in hand when calling any lenders that you owe money to, then you are going to have a great opportunity for getting the debt completely removed from your credit profile.

Another thing that is going to be taken into consideration by a bad credit motorcycle financing lender is going to be what your income situation looks like. Truth be told, when it comes to anything financial, even with motorcycle financing, bad credit is something that is going to appear to be more or less irrelevant if you happen to have a very large income. If you and your partner for example make $45,000 a year or more combined, then you are going to see that getting any type of financing is going to be easier regardless of your credit situation. This is due to you being seen as a much lower risk to the creditor since that can rest assure din the knowledge that you should be capable of making your monthly payments in a timely manner, particularly if you have enough finances to cover your existing bills already.

If you are able to make certain to the lender that you have enough monthly income to justify the risk of a loan to them, they will have no problems with granting you an approval. Just like any other major financial purchase, be certain that you do as much research as possible in order to find yourself the best possible deal on your motorcycle financing. Also, make sure that you thoroughly read any terms and conditions before you sign anything so that there are no looming surprises in the future.

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Luckily, there are a lot of different financial lenders online that specialize in bad credit motorcycle finance so you should be capable of finding one that will be willing to work with you regardless of what your credit situation looks like. To avail your next motorcycle loans at lowest interest rates in motorbike industry.

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Tips in Getting Insurance For Your Motorcycle

Here's one basic truth: the most number of vehicular accidents on the road happen to motorcycles. This is not hard to believe, for even though motorcycles are probably the easiest to drive, the driver (and rider) is most often open to danger. It would therefore be not a surprise if companies show you insanely high premiums. Many factors are considered when companies evaluate you and give you insurance.

Almost all the principles in getting car insurance also apply in getting insurance for motorcycles. For instance, one of the first and foremost things that companies check out is the make of your bike. The newer the model of your motorcycle, the more expensive the premiums will be. As with car insurance, the driver or motorcycle-owner's age is also a factor. The younger or extremely older you are, the higher the premiums.

The most suitable age for insurance companies is that between 25 to 50 years old. Where you live is also a factor. If you live in an area where there is too much traffic, chances are, you would have to pay more. This is because companies evaluate these things based on how accident-prone the area you live in is. Your current and past driving record also speaks. If you've already had a number of road violations or accidents to your name, then brace yourself for expensive premiums.

So what should you do to cut off expenses?

There are simple ways for you to get discounts. One is to first find the best company for you. Fortunately, the internet has made it easy for everyone. All you have to is search for websites that compare the rates and motorcycle insurance quotes of different insurance companies. Shop around as much as you can. The more companies you check out, the more chances you would have of getting the best and affordable insurance deal. If you know people who own motorcycles themselves, ask for their advice.

You can also gain discounts by securing your motorcycle. With cars, this involves attaching safety gear such as seatbelts, airbags, or whatnots. It can also include installing anti-theft devices. With motorcycles, it can be a little bit more difficult. However, if you can ensure the insurance company that you can secure your bike, you can still get discounts. Some practical ways to secure your bike would be chaining it with a padlock, or garaging it.

If you do not often use your bike, or use it only for pleasure riding or such, inform your company. You could surely get discounts for the low mileage. Be sure though, to give the company an honest estimation of the mileage you would be using. As in most cases, if you are found out to have provided false information, the company will drop you from their auto insurance program and you will be left penniless. It would also be a bad record for other companies.

Finally, just as in cars, special motorcycle driving classes are also provided. If possible, take such courses. They would look good on your record and increase the discounts the company would give you.

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The Basics on Motorcycle Insurance

Planning to buy the motorcycle you have been rooting to have? Look and read this article for the crucial information you need to know about motorcycle insurance.

Motorcycles are just one mode of transportation that needs to be insured. Before an owner is allowed to ride on it and hit the road, he must have the proper ticket which is the motorcycle insurance. Like cars, insuring it is compulsory, too.

The auto insurance industry has specialized subdivision offering different types of insurance for the different types of vehicles and its varied purposes such as the motorcycle. Motorcycle owners are also assessed on the same criteria like those of the car drivers which can be categorized into intrinsic and extrinsic factors.

Intrinsic factors

Would be and first time owners must be aware that the characteristics of the vehicle is the key factor because that will determine insurance rates and how much it is worth. Newer ones naturally cost higher to insure.

Insurers will base the rates on the type, make and brand, and the engine displacement size of the motorcycle. If a person owns one that has a high engine displacement size or a sports bike or an uncommon model, expect higher premium in these situations.

Another intrinsic factor is the type of motorcycle insurance coverage; a comprehensive coverage will require a higher premium.

Extrinsic Factors

These are dependent on the owner's driving history, age, location, parking area and motorcycle's mileage.

Driving history will show how many accidents and violations you got involved with. The more it shows in your record, the higher the premium. On the contrary, an older driver with more driving experience will have cheaper insurance premium than a younger driver.

Location and parking area are related to each other. If the owner is located in a high risk place meaning there is a chance that the motorcycle will be stolen or parked in an unsafe place such as leaving it in an open area rather than in a garage, the higher the insurance premium will be especially if he lives in the city.

The frequency of usage of is also an important factor. The more the owner use it, the more its mileage will be. Those who drive in low mileage or rarely use their motorcycle will benefit from lower insurance rates.

If you want to look for cheaper motorcycle insurance, get free online quotes from different auto insurance companies specifically motorcycle insurance quotes anytime and anywhere. It is the most effective way to compare rates in a convenient manner.

Insurance quotes are readily available for if you sign up in online registration forms from the insurance companies' websites or in a website offering multiple online auto insurance quotes from top-rated companies. Beware of unbelievable offers however because they can be scams. Avoid over insuring too by determining what coverage do you really need.

Always remember that safe driving will reward you later on. If you know the different factors that affect your insurance rate, then you know which areas you need to improve and maintain.

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The Consequences of a Motorcycle Accident

Anyone who has ever ridden a motorcycle will know how aware you are of your own vulnerability as a road user. Unlike car drivers, motorcyclists do not have the benefit of a steel box between them and an unforgiving road. Even the slightest impact can cause serious injury, no matter how good your safety helmet is or whether you've invested in the very latest armoured or leather protective clothing. While most motorcyclists have 'battle scars' from minor injuries inflicted by an unforeseen impact with the road, others are not so lucky. For some, the consequences of a motorcycle accident can be much more devastating and last a lifetime.

The Commonest Forms of Injury

The most common types of injury sustained by motorcyclists involved in an accident are broken legs, arms and collarbones. More serious injuries include those to the spine, neck and head. Although a safety helmet offers a degree of protection against the initial impact, the brain can be damaged due to it impacting the inside of the skull as it moves around in the cerebral fluid. It is this movement that can lead to permanent brain damage.

The spine is the second most vulnerable part of the body for motorcyclists. Modern protective motorcycle clothing often has a kevlar shell that offers a degree of protection to the spine, but like the safety helmet, its effectiveness is limited. Between the head and the spine is the most vulnerable point – the neck. Neck injuries as a result of a motorcycle accident can lead to a lifetime of care for the victim, as any damage to the spinal column here can mean complete paralysis of the body from the neck down.

Living with the After-Effects of a Motorcycle Accident

Life after a motorcycle accident can be traumatic initially, with a normally active person being forced to re-evaluate their lifestyle, their prospects and their future. If that person is the main wage earner in a family, it can and will impact on the lives of those around them too. Motorcyclists make up a disproportionate percentage of all road traffic accident victims, purely because of their vulnerability on the road. As a result of repeated television and media campaigns, other road users are becoming more aware of that vulnerability, but it only takes a moment's lack of concentration for a driver to 'not see' a motorcyclist and change their life forever.

In situations like this, the victim isn't just going to need medical and family support. They are also going to need financial support to cope with the readjustments they will need to make to gain any kind of 'normality' back into their lives. It is at this point that experienced serious injury compensation specialists come in. Not only do they have the expertise to navigate the legal system and put through a successful compensation claim for the victim, but they can also offer support and help in getting the right medical treatment and even interim payments to help with home modifications too. While pursuing a compensation claim may not be foremost in a victim's mind at the time, it is something that should be high on the list of priorities if the victim is to meet the challenges that are the result of a motorcycle accident. By removing the financial worry, the victim can then focus on the most important aspect of the whole situation – recovery and a return to a full and active life.

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5 Motorcycle Security Locks

One of the worst fears of a bike owner is the thought of having his bike lifted. He would like to have a bike lock that cannot be broken or picked. Fortunately, there are a whole range of bike locks that are available in the market. You just need to pick the right one. Here are five locks that are quite popular:

1: ABUS Granit Extreme 59/180HB: This German brand lock is 16 mm thick and comes with the following features:
--- Square parabolic shackle with a hardened steel construction for maximum resistance against bolt-cutters
--- Double locking cylinder with more than a million key variations
--- Runner cover to sheathe the shackle
--- Sliding cover to shield keyhole from dirt.

The only disadvantage of this lock is that it large and cumbersome to carry

2. Bully U-shaped Disc Lock: This is a strong lock and is not easy to pick. Its important features are:
--- Double-roller-bearing locking mechanism,
--- Hardened anti-drill discs
--- Eight-disc hardened steel cylinder
--- Specially heat-treated alloy steel construction
--- Keyhole cover to keep dirt out
--- Soft plastic to cover the shackle

3. Cobralinks Cable Lock: This is tough cable lock, and not easy to break. Its important features are:
--- Hardened stainless steel links covering seven strands of top-quality aircraft cable
--- Available in lengths of 6, 8, 10 & 12 feet
--- Diameter of ¾ and 1 inch
--- 10-15 pound weight
--- Rolls up to make a11 inch coil
--- Three keys included with patented setup

4. Kryptonite New York Disc Lock & Fahgettaboudit Security Chain: This chain and lock combo is marketed as the ultimate motorcycle lock. The hexagonal chain links made of triple-heat-treated steel are shaped to ward off attacks from bolt-cutters, saws, chisels and hammers. They have narrow inner width that does not encourage leverage assaults.

The New York Disc Lock is no less impressive. It has a:
--- Hardened half-inch steel shackle
--- Disc-style cylinder
--- Steel sleeve over the crossbar
--- Double deadbolt locking mechanism
--- Sliding dust covers

5. MasterLock Python 6-inch Adjustable Cable Lock: The makers of this lock market it as "the world's first fully adjustable locking cable that's always the right length". The cable that is six foot and comprises multi-strands works is easy to use. To use it, the bike owner needs to
-- insert the cable into the lock
-- pull tight
-- turn the key.

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How To Buy Winter Motorcycle Gloves

If you've been out riding on the streets on a cold winter night, you will know why no rider should venture out without gloves. They protect your fingers, which can otherwise grow numb making it very difficult for you to control the bike. However, it is important that you should know how to buy winter motorcycle gloves. Otherwise, you may end up getting the wrong pair of gloves.

Here are seven points that you must keep in mind while buying a pair of gloves:

1. The gloves should have a long and wide hook-and-loop closure lock. This will not only lock out the chill but also keep the glove on in case you skid. You will thus avoid scratched knuckles or bruised palms that you so often see in the case of careless riders.

2. Circulation deteriorates when the body is cold, so it's important that your glove fits properly and doesn't hamper the blood flow. Streamlined gloves made from high-tech material are a good option. If a glove feels tight, it is best to move to the next size.

3. You can opt for a variety of gloves instead of a single one. This way you can have gloves of different thickness that offer varying degrees of comfort and warmth, and can be used under different weather conditions.

4. Insulation is a very important part of the glove. Look for a high-efficiency lining made of material like 3M Thinsulate. It should line the inside completely. A thinner insulation in the palm area is good because it gives you better grip on the controls.

5. Good gloves have pre-curved fingers to give better flexibility and comfort. While trying a pair curl your fingers tightly and see if you feel comfortable or if the fabric bunches up. Try to grip and throttle with the gloves on to see how it would actually feel.

6. Now, a look at the fabric. The ideal winter glove should be made of a tightly woven synthetic fabric like Cordura. Compared to leather, nylon is lighter, more flexible and has a superior lever feel.

7. Finally, remember that the body prioritises the vital organs over the extremities when it comes to heating. If you keep your vital organs warm by wearing an electric vest then the body will distribute blood to your hands and feet as well instead of keeping it in circulation in the torso region only.

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My Motorcycle Won't Start!! What Now?

Maintain your Battery and check your charging system!

9 times out of 10 the reason why your bike won't start is usually because of the battery condition or loose connections. A charging system failure is less likely but is still possible.

I will talk about both of them here.

First look at your battery connections. Check for obvious and easiest to fix problems first. A loose connection, poor ground etc. will likely cause intermittent operation of the starting and charging systems. If you find a loose connection and/or corrosion, clean the connections with a wire brush.

Before re-attaching apply a little grease to the contact points. The grease helps to prevent any of the white corrosion residues building up around the battery terminals.

Try and start her up now. You still have a problem? Go down to the mall and buy yourself a small electronic multimeter. (Make sure it has both AC and DC volt functions, as well as a continuity (or OHMS)function. Pull out the battery and set it on a counter. Set your multimeter to DC volts. Measure the Battery voltage by placing the red lead on the positive and the Black on the negative.

The voltage read should be around 12.5 volts (higher is OK) If the voltage is less than this it may indicate a poor battery. Notice I say, "may" here because the bike's charging system might be at fault. In this case the battery will most likely be OK.

Confirm that the electrolyte level in each cell of the battery is good. Add distilled water only to cell's with a low level. (Obviously you cannot add water to a maintenance free battery) Charge the battery overnight with a slow charger only. Motorcycle batteries cannot handle a fast charge. Make sure the charger only charges at a rate of 2 amps or less.

Install the battery and try and start her again. If she still won't go buy a new battery and your problem will likely be fixed. If she starts and runs like a charm, then you have to find out why the battery went dead. You need to check the charging system.

With the engine running, place the multimeter leads on the battery. Rev the engine a little. The system voltage should rise with engine RPM. A voltage of around 13.5 to about 14.5 should be displayed. If the voltage stays constant and/or is slowly decreasing, or if the voltage rises above 14.7 volts the charging system is not functioning.

What do you do now? You have to check two things. The Stator and the Regulator. The stator creates an AC voltage. The regulator changes the AC to DC voltage and also maintains that voltage at the proper level.

The Stator can be checked with the Ohms function on your meter. Locate and remove the plug for the stator on the front of the engine block. You will see two or three pins inside.

Set the meter for low Ohms, and measure the continuity between these pins. 5 Ohms or less is what you are looking for here. Set the meter to the highest setting. With 1 lead attached to a metal part of bike check for continuity to each pin. You meter should read infinite, or no continuity. If these tests check out then your stator is fine. If there is a fault in any of these tests, then see your dealer

The regulator is the easiest of all to check. The regulator is made of solid state electronics and can't be opened. Replace the regulator if everything else on the charging system checks out or if there is an overcharging situation.

On most Harley's you will not know if the charging system is beginning to fail. The evidence shows up when you have dim lights or she just won't start. There are aftermarket accessories that you can install on your bike that will tell you the current state of the charging system.

Save yourself some bucks here!! With a simple multimeter available from any Electronics parts store you can troubleshoot your charging system and check your battery and most likely repair any problems yourself.

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